You’ll have to weigh the cost of hiring a credit repair company and how likely you’ll get results against what you could end up spending as a price for having bad credit. The Credit Pros are a one-stop shop for credit repair and credit building, which in my opinion go hand-in-hand. You can repair your credit with disputes, but if you don’t do anything to improve your credit moving forward, you’ll be stuck.
Credit Consultations Are Free
The time frame will vary based on your financial history, credit cards, loans, mortgage, debt, and other financial factors. All of our credit repair analysts are well-versed in the mortgage and underwriting requirements. We will work with you (the buyer), your lender, and the real estate professional involved in your purchase to ensure we are able to hit your closing date deadline with efficiency. Our process includes the creidt reporting agencies (CRA’s), creditors and third-party collection agencies who have reported erroneous information on your credit report. Going after the inaccurate information on all platforms helps create a permanent result.
Life Wisdom partners with SmartCredit, a credit monitoring company that offers interactive credit reports accessible through a mobile app. Long Beach Credit Repair serves clients in Los Angeles and the surrounding areas. The company helps improve credit scores by removing inaccurate information, including bankruptcy, late payments, collections, and judgments. Clients also receive assistance on matters such as student loans, identity theft, and debt settlement. The credit restoration company’s team of credit experts also educates clients on managing and maintaining their scores.
Credit Repair Scams Target People In Financial Distress
Credit repair services may offer to dispute information on your credit reports if you’re willing to pay fees and monthly subscription costs. However, there’s nothing a credit repair company can do that you can’t do on your own for free. Headed by attorney Rae Kaplan, the firm assists clients that need to improve their credit scores, including those who have filed for Chapter 7 or Chapter 13 bankruptcies. The firm recommends credit repair programs that are reputable and effective.
If you have several credit cards, be sure to make each personal loan payment on time. Late payments on your home mortgage loan, credit cards, debt payment, or life insurance may show up as negative items on your credit report and cause bad credit. Depending on the circumstances behind the late debt payment and fees, it may be possible to have the payment history corrected or removed from your credit report. You can talk to one of our credit specialists about your credit report and learn about the repair options available. As the leading provider of credit repair service s in Virginia, we help individuals to improve their credit scores without charging any major set up fees or hidden charges.
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